Your solution to
supply chain financing.
Structuring and implementing sustainable Supply Chain Finance solutions for large corporate clients.
Your solution
to supply chain
financing.
supply chain financing.
Structuring and implementing sustainable Supply Chain Finance solutions for large corporate clients.
umsebenzi capital
Sustainably fulfil your
development responsibilities.
responsibilities.
Is your enterprise currently fulfilling your development responsibilities in a meaningful and sustainable way?
By leveraging your existing procurement activities, Umsebenzi Capital can help you achieve this without sacrificing favourable payment terms or accepting substandard products or services.
Through a unique Supply Chain Finance offering, Umsebenzi brings together a combination of the skills, experience, and networks of its founding members to facilitate Enterprise Development in South Africa.
Black-Controlled & Managed
Level 2 BEE grading, accredited by the National Credit Regulator (“ NCRCP17649” ) with respect to the financing of small-to-medium enterprises in South Africa.
Registered Credit Provider
We utilise a unique Supply Chain Finance model to create a platform to facilitate the development of sustainable SMME suppliers in South Africa.
Expert Shareholders
The shareholders of Umsebenzi Capital have expertise in the fields of SMME finance, corporate finance, SMME development and Supply Chain Management.
become a reputable &
sustainable supplier.
supplier.
Umsebenzi assists in the development of SMME’s into reputable, sustainable suppliers through:
Working capital funding and management
Operational and Supply Chain management support
Mentoring and training interventions
but, how do we do it?
Supply Chain Finance DEV+
supply chain
finance dev+
Introducing Supply Chain Finance Dev+ for SMMEs. The financing previously excluded from the business sector that adds procurement and sourcing support to the traditional SCF transaction scope. Here’s how the process works:
1. dedicated funding platform
Umsebenzi will by agreement provide a dedicated funding platform for the SMME suppliers of Large Corporations (the Client).
2. referral of suppliers
The Client will refer its SMME suppliers to Umsebenzi for supply chain support and purchase order finance.
3. purchase fulfilment
Umsebenzi will support SMMEs to fulfil their purchase orders on time and in accordance with the required specifications and quantity.
4. invoice settlement
The Client undertakes to settle invoices on terms equal to or better that originally agreed with its suppliers
1. dedicated funding platform
Umsebenzi will by agreement provide a dedicated funding platform for the SMME suppliers of Large Corporations (the Client).
2. referral of suppliers
The Client will refer its SMME suppliers to Umsebenzi for supply chain support and purchase order finance.
3. purchase fulfilment
Umsebenzi will support SMMEs to fulfil their purchase orders on time and in accordance with the required specifications and quantity.
4. invoice settlement
The Client undertakes to settle invoices on terms equal to or better that originally agreed with its suppliers
SMMEs in South Africa
South Africa still has a massive opportunity to create jobs and contribute to GDP through the development of successful and sustainable SMMEs.
Development Suppliers
Where do Development Suppliers fit into the traditional Supply Chain Finance system? What we do is more than traditional Supply Chain Finance.
meet the team!
Banzi Giyose
(M.Tech (SA))
Banzi is a prominent South African businessman, author, and mining entrepreneur. With world-class competencies, Banzi’s expertise spans resources finance, contract mining, commodity marketing, and resource exploration across various projects, from coal to base metals. He also excels in corporate finance and mergers & acquisitions in diverse sectors, including energy, property, mining, fintech, agri & foods, and finance. Banzi is co-founder and VP of BG Global (Pty) Ltd, and a Chairman of BG Global (LLC), a diversified international investment firm situated in Johannesburg, New York City and Los Angeles, CA, USA.
Gerrit van der Merwe
(BCom Hons, CTA, CA (SA))
With over 20 years in financial services, Gerrit has excelled in investment banking at PWC and Absa Capital. He further honed his skills as a private equity consultant, specialising in resource investments in sub-Saharan Africa. His expertise spans diverse commodities. In 2012, Gerrit founded Gem Capital, achieving notable feats like structuring Absa Group’s empowerment deal and advising on major transactions. Gerrit is a valuable asset, guiding clients toward financial success and strategic growth with his extensive experience.
Pieter Potgieter
(B.Com Logistics (SA), MBA (UK))
With over 20 years of experience in Small Business Development, Supply Chain Finance, and Corporate Finance, Pieter brings a wealth of local and international expertise to our team. Pieter’s supply chain management background includes overseeing various aspects such as procurement, transport, warehousing, sales and operations planning, and light manufacturing for multinational enterprises in the FMCG and Chemical industries. Additionally, he has a successful track record in corporate finance, where he structured funding deals and secured substantial debt facilities across Africa. Pieter’s dedication to small business development further complements his impressive portfolio.
Who do we Finance?
who do we finance?
We finance SMME’s! Want to apply for funding? Be sure to match the following requirements:
A Valid Purchase Order Issued by an Umsembenzi Client
Typically, not yet bankable
Zero to very limited trading history
No financial history (i.e. financial statements etc.)
+95% of Clients are BBE level 1
We do not do:
who do we finance?
Term Loans
Startup-Type Loans
Personal Loans
Term Loans
who do we finance?
Startup-Type Loans
Personal Loans
Credit Quality
Credit Quality
Primary Determining Factors of Credit Quality
Quality of the Procuring Entity (Client)
Quality of OEM Vendors and Service providers
Delivery risk management
Security of payment channel - via Escrow
Administrative processes and transaction management
we're ready when you are!
we’re ready
when you are!
Ready to achieve your development goals and measure your impact accurately? Get the financial inclusion your business needs.