Your solution to

supply chain financing.

Structuring and implementing sustainable Supply Chain Finance solutions for large corporate clients.

Your solution

to supply chain

financing.

supply chain financing.

Structuring and implementing sustainable Supply Chain Finance solutions for large corporate clients.

Umsebenzi Capital Logo

umsebenzi capital

Sustainably fulfil your

development responsibilities.

responsibilities.

Is your enterprise currently fulfilling your development responsibilities in a meaningful and sustainable way?

By leveraging your existing procurement activities, Umsebenzi Capital can help you achieve this without sacrificing favourable payment terms or accepting substandard products or services.

Through a unique Supply Chain Finance offering, Umsebenzi brings together a combination of the skills, experience, and networks of its founding members to facilitate Enterprise Development in South Africa.

Supply Chain Financing | Umsebenzi Capital

Black-Controlled & Managed

Level 2 BEE grading, accredited by the National Credit Regulator (“ NCRCP17649” ) with respect to the financing of small-to-medium enterprises in South Africa.

Supply Chain Financing | Umsebenzi Capital

Registered Credit Provider

We utilise a unique Supply Chain Finance model to create a platform to facilitate the development of sustainable SMME suppliers in South Africa.

Supply Chain Financing | Umsebenzi Capital

Expert Shareholders

The shareholders of Umsebenzi Capital have expertise in the fields of SMME finance, corporate finance, SMME development and Supply Chain Management.

become a reputable &

sustainable supplier.

supplier.

Umsebenzi assists in the development of SMME’s into reputable, sustainable suppliers through:

Working capital funding and management

Operational and Supply Chain management support

Mentoring and training interventions

Supply Chain Financing | Umsebenzi Capital
Supply Chain Financing | Umsebenzi Capital

but, how do we do it?

Supply Chain Finance DEV+

supply chain

finance dev+

Introducing Supply Chain Finance Dev+ for SMMEs. The financing previously excluded from the business sector that adds procurement and sourcing support to the traditional SCF transaction scope. Here’s how the process works:

Supply Chain Financing | Umsebenzi Capital

1. dedicated funding platform

Umsebenzi will by agreement provide a dedicated funding platform for the SMME suppliers of Large Corporations (the Client).

Supply Chain Financing | Umsebenzi Capital

2. referral of suppliers

The Client will refer its SMME suppliers to Umsebenzi for supply chain support and purchase order finance.

Supply Chain Financing | Umsebenzi Capital

3. purchase fulfilment

Umsebenzi will support SMMEs to fulfil their purchase orders on time and in accordance with the required specifications and quantity.

Supply Chain Financing | Umsebenzi Capital

4. invoice settlement

The Client undertakes to settle invoices on terms equal to or better that originally agreed with its suppliers

Supply Chain Financing | Umsebenzi Capital

1. dedicated funding platform

Umsebenzi will by agreement provide a dedicated funding platform for the SMME suppliers of Large Corporations (the Client).

Supply Chain Financing | Umsebenzi Capital

2. referral of suppliers

The Client will refer its SMME suppliers to Umsebenzi for supply chain support and purchase order finance.

Supply Chain Financing | Umsebenzi Capital

3. purchase fulfilment

Umsebenzi will support SMMEs to fulfil their purchase orders on time and in accordance with the required specifications and quantity.

Supply Chain Financing | Umsebenzi Capital

4. invoice settlement

The Client undertakes to settle invoices on terms equal to or better that originally agreed with its suppliers

SMMEs in South Africa

South Africa still has a massive opportunity to create jobs and contribute to GDP through the development of successful and sustainable SMMEs.

Development Suppliers

Where do Development Suppliers fit into the traditional Supply Chain Finance system? What we do is more than traditional Supply Chain Finance.

meet the team!

Supply Chain Financing | Director of Umsebenzi Capital

Banzi Giyose

(M.Tech (SA))

Banzi is a prominent South African businessman, author, and mining entrepreneur. With world-class competencies, Banzi’s expertise spans resources finance, contract mining, commodity marketing, and resource exploration across various projects, from coal to base metals. He also excels in corporate finance and mergers & acquisitions in diverse sectors, including energy, property, mining, fintech, agri & foods, and finance. Banzi is co-founder and VP of BG Global (Pty) Ltd, and a Chairman of BG Global (LLC), a diversified international investment firm situated in Johannesburg, New York City and Los Angeles, CA, USA.

Supply Chain Financing | Director of Umsebenzi Capital

Gerrit van der Merwe

(BCom Hons, CTA, CA (SA))

With over 20 years in financial services, Gerrit has excelled in investment banking at PWC and Absa Capital. He further honed his skills as a private equity consultant, specialising in resource investments in sub-Saharan Africa. His expertise spans diverse commodities. In 2012, Gerrit founded Gem Capital, achieving notable feats like structuring Absa Group’s empowerment deal and advising on major transactions. Gerrit is a valuable asset, guiding clients toward financial success and strategic growth with his extensive experience.

Supply Chain Financing | Director of Umsebenzi Capital

Pieter Potgieter

(B.Com Logistics (SA), MBA (UK))

With over 20 years of experience in Small Business Development, Supply Chain Finance, and Corporate Finance, Pieter brings a wealth of local and international expertise to our team. Pieter’s supply chain management background includes overseeing various aspects such as procurement, transport, warehousing, sales and operations planning, and light manufacturing for multinational enterprises in the FMCG and Chemical industries. Additionally, he has a successful track record in corporate finance, where he structured funding deals and secured substantial debt facilities across Africa. Pieter’s dedication to small business development further complements his impressive portfolio.

Who do we Finance?

who do we finance?

We finance SMME’s! Want to apply for funding? Be sure to match the following requirements:

Supply Chain Financing | Umsebenzi Capital

A Valid Purchase Order Issued by an Umsembenzi Client

Typically, not yet bankable

Zero to very limited trading history

No financial history (i.e. financial statements etc.)

+95% of Clients are BBE level 1

We do not do:

who do we finance?

Term Loans

Startup-Type Loans

Personal Loans

Term Loans

who do we finance?

Startup-Type Loans

Personal Loans

Credit Quality

Credit Quality

Primary Determining Factors of Credit Quality

Supply Chain Financing | Umsebenzi Capital

Quality of the Procuring Entity (Client)

Supply Chain Financing | Umsebenzi Capital

Quality of OEM Vendors and Service providers

Supply Chain Financing | Umsebenzi Capital

Delivery risk management

Supply Chain Financing | Umsebenzi Capital

Security of payment channel - via Escrow

Supply Chain Financing | Umsebenzi Capital

Administrative processes and transaction management

we're ready when you are!

we’re ready

when you are!

Ready to achieve your development goals and measure your impact accurately? Get the financial inclusion your business needs.