Privacy Policy for Umsebenzi Capital (Pty) Ltd
Effective Date: September 2023
1. Introduction
Umsebenzi Capital (Pty) Ltd (“Umsebenzi Capital,” “we,” “us,” or “our”) is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and protect the personal information you provide to us.
2. Information We Collect
We collect the following types of personal information when you use our website and submit financing applications:
- Personal Details: Name, email address, cell phone number, physical address, and marital status.
- Business Information: Business name, directors’ names, and other relevant business details.
- Confidential Documents: ID documents, company registration certificates, and any other confidential documents necessary for financing applications.
3. How We Use Your Information
We use the collected information solely for the purpose of processing financing applications and related activities, including:
- Evaluating your eligibility for financing.
- Verifying your identity and business information.
- Communicating with you regarding your financing application.
- Complying with legal and regulatory requirements.
4. Protection of Your Information
We take reasonable and appropriate measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Your confidential documents are stored securely and accessed only by authorized personnel.
5. Disclosure of Information
We do not sell, rent, or trade your personal information to third parties for marketing or other purposes. However, we may share your information with trusted third-party service providers who assist us in processing financing applications, provided they adhere to strict data protection standards.
6. Your Rights
You have certain rights regarding your personal information under POPIA, including the right to access, correct, or delete your data. To exercise these rights or if you have any privacy-related questions or concerns, please contact us using the contact information provided below.
7. Acceptance of Privacy Policy
By using our website and submitting financing applications, you agree to the terms and practices outlined in this Privacy Policy.
Terms and Conditions for Umsebenzi Capital (Pty) Ltd
Effective Date: September 2023
1. Introduction
These Terms and Conditions (“Terms”) govern your use of the Umsebenzi Capital (Pty) Ltd website and the submission of financing applications. By accessing our website and applying for financing, you agree to abide by these Terms.
2. Eligibility
You must be of legal age and have the authority to represent yourself or your business to access our financing services and use our website.
3. Financing Application
When submitting a financing application, you agree to provide accurate and complete information, including personal details, business information, and confidential documents.
4. Confidentiality
We will treat all the information you provide, including confidential documents, with the utmost confidentiality and use it only for processing your financing application as outlined in our Privacy Policy.
5. Intellectual Property
All content and materials on our website are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or use them without our written permission.
6. Limitation of Liability
Umsebenzi Capital (Pty) Ltd is not liable for any damages or losses resulting from the use of our website or financing services.
7. Governing Law
These Terms are governed by South African law, and any disputes will be subject to the exclusive jurisdiction of South African courts.
8. Changes to Terms
We reserve the right to modify these Terms at any time. Any changes will be posted on our website, and it is your responsibility to review them regularly.
Contact Information
If you have any questions or concerns about our Privacy Policy or Terms and Conditions, please contact us at:
By using our website and applying for financing, you acknowledge that you have read, understood, and agreed to these Terms and our Privacy Policy.
Please consult with a legal expert to ensure that these documents fully comply with South African laws and regulations, including the POPIA.