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Still waiting to get paid while

your business bleeds cash?

Get paid now, not in 30–90 days.

You’ve done the work, but your client takes months to pay the invoice. We advance you most of that invoice value today so you can keep your business moving seamlessly.

Still waiting to get paid while

your business

bleeds cash?

Get paid now, not in 30–90 days.

You’ve done the work, but your client takes months to pay the invoice. We advance you most of that invoice value today so you can keep your business moving seamlessly.

Invoice Discounting

Made Simple!

You don’t always need funding to deliver the work. And that’s a good thing! It means your business is growing.

But after using your own cash to supply goods or services, the wait to get paid can leave you stuck. Unexpected expenses pop up. A new order comes in, and you can’t afford stock. Or you need to pay salaries, rent, or suppliers now.

That’s where we come in.

What is Invoice Discounting?

What is Invoice

Discounting?

We offer this solution to SMMEs who’ve delivered successfully but need to unlock cash flow quickly.

What this means for you:

What this means
for you:

Stay on top of expenses

Avoid cash flow pressure

Keep taking on new work with confidence

Supply Chain Financing | Umsebenzi Capital
Supply Chain Financing | Umsebenzi Capital

Unlock working capital from your

unpaid invoices without  taking on debt.

Stop waiting for clients to pay.

without taking on debt.

Benefit

Free Up Cash Fast

Stabilise Your Cash Flow

Keep Growing

No Collateral Required

Built for Businesses Billing Government & Corporates

Use It Only When You Need It

Simple, Transparent Process

What It Means for You

Access up to 80% of your invoice value immediately.

No more financial juggling. Pay staff, rent, suppliers now.

Accept new orders without waiting for old payments.

You're not taking out a loan, just unlocking money already owed to you.

Perfect for clients with long payment cycles.

No minimum turnover or contracts. You’re in control.

24-hour pre-approval. No surprises. Full visibility at every step.

Benefit

Free Up Cash Fast

Stabilise Your Cash Flow

Keep Growing

No Collateral Required

Built for Businesses Billing Government & Corporates

Use It Only When You Need It

Simple, Transparent Process

What It Means for You

Access up to 80% of your invoice value immediately.

No more financial juggling. Pay staff, rent, suppliers now.

Accept new orders without waiting for old payments.

You're not taking out a loan, just unlocking money already owed to you.

Perfect for clients with long payment cycles.

No minimum turnover or contracts. You’re in control.

24-hour pre-approval. No surprises. Full visibility at every step.

We understand your challenges because we’ve

built this solution for businesses like yours.

Stop waiting for clients to pay.

built this solution for
businesses like yours.

Supply Chain Financing | Umsebenzi Capital

We know the South African tender and SME landscape. We understand the realities of invoicing corporates and government.

Level 2 Black-Controlled BBBEE Contributor. We exist to serve and empower black-owned and small businesses.

Secure, technology-driven platform. All your transactions are trackable, protected, and built for peace of mind.

A track record you can trust. We've helped businesses unlock growth, even when no one else would back them.

Forget textbook funding. We offer real, relevant solutions that actually work in today’s South African economy.

Stop waiting for clients to pay.

Start moving your business forward!

Stop waiting for clients to pay. start moving

your business forward!

Invoice Discounting with Umsebenzi Capital puts cash in your hands so you can meet your obligations, take on more work, and grow without interruption.
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